It is always a good idea to have some additional money in advance. Even if you do not need it right now, some extra money might come in handy in a moment when you do not expect it. You do not need to spend a lot of time to apply for a loan and you can expect an answer to your application after a very short period of time if you decide to apply for a cash advance. Usually, lenders will make you wait long for their approval if you decide to take a bank loan. It is not the case if you want to apply for a cash advance. I would like to also remind that you to be careful while applying for a cash advance. A cash advance can help you in vase of an emergency. If you know how to control your spending, you will never apply for more than one cash advance at a time. Before you apply, make sure that you are completely certain that you will have the money to pay the loan. In order to qualify for a cash advance, you need to be at least 18 years old, you need to be a US citizen, and you need to have a steady income. Let us look at moneynowusa.com. Their cash loans services are available 24 hours per day, 7 days per week. You can apply for your loan whenever you want and whenever it is convenient for you. They will search 150 lenders to find the perfect cash advance for you.