One of the minuses of being the sole proprietor of a business is that you cannot count on anybody’s help in case something goes wrong with your business. Things can get a little more complicated if you happen to get sick suddenly. If you cannot find a replacement for the duration of your sickness, this can mean some serious problems. If you default on your bills, your personal credit is going to be affected by it. As you can see, the decision whether or not you should opt for proprietorship is completely up to you.